Paycheck Calculator 2026
Estimate your take-home pay after federal income tax, Social Security, Medicare, state income tax and common pre-tax deductions.
Free US paycheck and salary after-tax calculator for 2026.
2026 Paycheck Calculator
Enter your salary, state, filing status and deductions to estimate your net pay.
Your result will appear below and the page will automatically scroll to the result.
Your Estimated Take-Home Pay
Estimated 2026 paycheck result
2026 Paycheck Calculator: Estimate Your Take-Home Pay
Our free paycheck calculator helps you estimate how much of your salary you may actually take home after taxes and common payroll deductions. Enter your annual salary, state, filing status and pay frequency to see estimated federal income tax, Social Security, Medicare, state income tax and net pay.
You can use this calculator as a paycheck calculator, take-home pay calculator, salary after tax calculator, net pay calculator or biweekly paycheck calculator.
What Does This Paycheck Calculator Calculate?
- Gross annual salary
- Estimated federal income tax
- Social Security tax
- Medicare tax
- Estimated state income tax
- 401(k) contributions
- HSA contributions
- Health insurance deductions
- Estimated annual take-home pay
- Estimated monthly take-home pay
- Estimated weekly take-home pay
- Estimated paycheck amount based on pay frequency
How to Calculate Take-Home Pay
Your take-home pay is generally the amount left from your gross wages after applicable taxes and payroll deductions.
A simplified calculation is:
Gross Pay − Federal Tax − Social Security − Medicare − State Tax − Deductions = Estimated Net Pay
Actual payroll calculations can be more complicated because employers use withholding tables, W-4 information, benefit plans and other payroll rules.
2026 Federal Tax Information
For 2026, the federal standard deduction is $16,100 for Single and Married Filing Separately taxpayers, $32,200 for Married Filing Jointly, and $24,150 for Head of Household taxpayers.
The 2026 federal individual income tax rates are 10%, 12%, 22%, 24%, 32%, 35% and 37%. The applicable brackets depend on your filing status.
2026 Social Security and Medicare Taxes
For 2026, the employee Social Security tax rate is 6.2% and the Social Security wage base is $184,500.
The employee Medicare tax rate is 1.45%. An additional 0.9% Medicare tax withholding can apply to wages above $200,000.
Biweekly Paycheck Calculator
If you are paid every two weeks, select Biweekly as your pay frequency. There are normally 26 biweekly pay periods in a year.
For example, an $80,000 annual salary before deductions corresponds to approximately $3,076.92 in gross pay per biweekly paycheck.
Weekly Paycheck Calculator
Select Weekly if you receive a paycheck every week. An annual salary can be divided across approximately 52 weekly pay periods.
Monthly Paycheck Calculator
If you are paid once per month, select Monthly. Annual salary is divided across 12 monthly pay periods.
Salary After Tax Calculator
Your salary before taxes is called gross income. Your salary after taxes and deductions is commonly called take-home pay, net pay or after-tax income.
Because taxes vary according to filing status, income level, state and deductions, two people with the same salary can have different take-home pay.
States With No Broad Individual Income Tax
Several states do not impose a broad individual state income tax on wages. This calculator currently treats Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington and Wyoming as having no broad individual wage income tax.
State and local payroll rules can be complicated, so the state estimate should be treated as an estimate rather than a payroll withholding guarantee.
Frequently Asked Questions
What is a paycheck calculator?
A paycheck calculator estimates your take-home pay after federal income tax, Social Security, Medicare, state income tax and selected deductions.
How is take-home pay calculated?
Take-home pay starts with gross wages and subtracts applicable taxes and deductions. Your actual paycheck can also be affected by your W-4 elections, employer benefits and state or local payroll rules.
How much is Social Security tax in 2026?
The employee Social Security tax rate for 2026 is 6.2% on wages subject to Social Security tax, up to the annual wage base.
How much is Medicare tax in 2026?
The employee Medicare tax rate is 1.45%. There is no Medicare wage base limit, and an additional 0.9% Medicare withholding can apply to wages above $200,000.
What is the difference between gross pay and net pay?
Gross pay is your earnings before taxes and deductions. Net pay is the amount you actually receive after applicable taxes and deductions.
Can I use this as a biweekly paycheck calculator?
Yes. Select Biweekly from the Pay Frequency dropdown to estimate your gross and net pay per paycheck.
Is this calculator exact?
No. This is an estimation tool. Actual payroll withholding may differ because of W-4 elections, tax credits, employer payroll settings, benefits, local taxes and detailed state-specific rules.